Definition: Wisconsin Health Insurance (WIHI) is a state health care policy in Wisconsin, U.S. The term "Wisconsin Health Insurance" refers to the Wisconsin Health Care Improvement Act, which was enacted in 2017. This act aims to improve access and quality of health insurance in Wisconsin by reducing administrative costs while maintaining high-quality coverage for its residents.
The primary objective of this policy is to increase accessibility and affordability of health care services through competitive market mechanisms, rather than through government subsidies or managed-care programs. It also provides flexibility for individuals who may not meet the eligibility criteria for Medicaid or other federally-funded programs.
Within Wisconsin Health Insurance, several key aspects are focused on:
1.
Market Access
: The program aims to reduce barriers to accessing health care services and promote competition in the marketplace.
2.
Program Flexibility
: This includes the ability of individuals to purchase coverage through a state-run health insurance exchange or through private markets. It also allows for flexible enrollment periods, which can be tailored based on individual circumstances.
3.
Market-Based Pricing
: The policy emphasizes market-based pricing mechanisms that aim to reduce administrative costs without compromising quality services provided by health care providers.
4.
Cost-Sharing and Insurance Coverage
: The program aims to provide cost-sharing options and insurance coverage that are affordable for most people while meeting the needs of those who cannot afford private or government-funded health insurance.
The WIHI is designed to improve access, affordability, and quality of Wisconsin health care services by streamlining administrative processes and providing more flexibility in enrollment and coverage.
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